Experts in foreign exchange for businesses and individuals.

What we do

Spectrum FX specialises in foreign exchange solutions, assisting both businesses and individuals in securely exchanging currencies and facilitating overseas money transfers. Our extensive network of carefully selected service providers enables us to offer competitive exchange rates, ensuring that our clients receive optimal value for their transactions. We also offer a range of hedging solutions to help businesses to protect their profit margins when trading internationally. With our expertise, we make the process of currency exchange and international transfers safe, convenient, and cost-effective for our customers.

How can we help your business?

Spectrum FX collaborates with a diverse selection of FX service providers. Our account managers can tailor our customer service to your individual needs/requirements. Based on your specific requirements, we carefully select the most suitable service provider for you. Regardless of the chosen service provider, you can rest assured that your interactions will always be directly with Spectrum FX.

Competitive Exchange Rates

With our multiple service providers and a dedicated Account Manager, we are always able to get competitive exchange rates where available.

No hidden costs

We work hard to secure very competitive exchange rates for our clients.

Risk Management

Protect your business from volatile market movements with forward contracts with little to no deposit payable.

Dedicated Account Manager

Every client gets an account manager who works diligently to get you competitive rates and ensure that you are booking your trades at the best times.

See what our customers say

All testimonials, reviews and opinions presented on our website are applicable only to those individuals named, may not be a representative experience of others and cannot be independently verified. Results will vary and we do not take responsibility for any testimonials, reviews and opinions as the information cannot be independently verified. Customers agree to proceed at their own risk.

Meet The Leadership Team

Adam Church

Founder, Head of Trading

Adam is the founder of Spectrum FX and has worked in deliverable foreign exchange for over a decade, he leads the strategy and direction for the business. “Our purpose is to provide an expert, efficient and cost-effective service for all of our clients. Our process is built on assessing our clients requirements, finding out if we can offer a more complete service and often suggesting an effective FX risk management strategy to help protect margins.” Adam is passionate about what we do and truly believes that no one can offer a better service or a wider range of capabilities than we do here at Spectrum FX.

Danny Gal

Non-Executive Director

Danny Gal is our Non-Executive Director and has a wealth of experience in the Financial Services, FinTech and Information Technology industry. Danny serves as the Chief Operating Officer and Chief Revenue Officer at Clausematch. He previously worked for Validis as Chief Revenue Officer and has 10+ years of experience within compliance and risk, having worked on governance and compliance transformation projects within both Thomson Reuters and Complinet. Danny has spoken at industry conferences and facilitated expert panels and webinars for organizations, including Innovate Finance. He is also a Strategic Advisor for accelerator programs, including FemTech Lab.

Ward Ottley

Associate Director, Head of Desk

Ward started with the business in the early days and has worked his way through the ranks. Skilled in FX Hedging, International Payment Solutions and Financial Markets has made Ward a key figure in Spectrum FX’s success from inception. Ward is a highly driven individual and is responsible for managing a group of key clients within the company as well as helping to train and manage some of the team.

Our service providers

Spectrum FX have carefully selected industry leading fintech and foreign exchange partners to provide our clients with regulated services and products:

The Currency Cloud - FCA registration number: 900797

The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money.

Backed by VISA, Google Ventures, BNP Paribas | Available Currency Pairs: Click Here | Award winning online platform

Collect: Multi-currency accounts in your company name. Receive, convert and payout funds - from anyone, to anyone.

Convert: Spot and forward trades. Access competitive exchange rates and reduce risk with low deposit (5%) forward contracts.

Pay: Automate the end-to-end payment process and send money to bank accounts anywhere in the world.

Manage: Login online to manage your account – view balances, book trades, add beneficiaries and make payments.

GC Partners - FCA registration number: 4675786

Global Currency Exchange Network Ltd are authorised and regulated by the Financial Conduct Authority as a Money Service Business.

Hedging Solutions: Reduce risk with 0% deposit forward contracts

Spot trades: Arrange FX transactions directly with your Spectrum FX account manager, or via your online account.

Mass payments: Just by uploading a file, you can bulkpay suppliers or make regular high-volume payments.

Global Currency Accounts: Foreign currency bank accounts in your company name in 35+ currencies

Ebury - FCA registration number: 900797 (Click here for more)

Ebury Partners UK Limited are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.

Collections: Foreign currency bank accounts in your company name in 35+ currencies

Trade: Spot and forward trades. Access real-time wholesale FX rates and eliminate risk with 0% deposit forward contracts.

Pay: Automate the end-to-end payment process and send money to bank accounts anywhere in the world.

Manage: Login online to manage your account – view balances, book trades, add beneficiaries and make payments.

Equals Connect - FCA registration number: 671508

Equals Connect Limited is authorised by the Financial Conduct Authority as an Authorised Payment Institution.

International Payments: Make business payments in a range of currencies including US dollar and Chinese yuan.

Expense Management: Take back control of your business expenses by giving your team Equals Spend cards to use around the world.

Batch payments: Send money in single or multiple currencies, including exotics.

Faster payments: Make same-day or next working day payments thanks to our membership to the UK’s Faster Payments Scheme.

How it works

Register for free

Simply register online or over the phone. No set-up costs. No obligation to transact.

Book your exchange rate

Contact your Account Manager or log online to book your trade and payment

Send money

Funds are safeguarded by our FCA-regulated e-money partners at a credit institution

Send your payment

As soon as funds are received, we'll make your payment on the same working day - with super-fast transfers

Products and Foreign Exchange Services

International Payments

Send and receive payments in 150+ currencies with no no payment fees or account opening fees where it is applicable . Target an exchange rate using Market Orders.

Risk Management

Protect your business from volatile market movements with forward contracts with little to no deposit payable.

Online Platform

With our secure money transfer platform powered by The Currency Cloud, you can submit payments anytime.

Faster Payments

With SWIFT and our online platform, same day payments available in some currencies with super-fast transfers.